MoneyHero Limited, a Singapore and Hong Kong-based personal finance aggregation and comparison platform, announced Wednesday a strategic partnership with Rizal Commercial Banking Corporation (RCBC), a Philippine banking group, to tap into the Philippines’ expanding card market.

The duo said in a statement that through this collaboration, MoneyHero will integrate RCBC’s full suite of rewards, lifestyle, travel, and premium credit card products into its digital platform, enabling Filipinos to seamlessly discover, compare, and apply for cards that suit their personal financial needs.

The partnership was inked through RCBC card servicing entity, RCBC Bankard Services Corporation (RCBC Credit Cards).

According to the statement, this partnership significantly expands MoneyHero’s credit card offerings in the Philippines and reinforces its position as the leading digital acquisition partner for banks and personal finance aggregation and comparison platforms in the region.

By combining MoneyHero’s digital conversion expertise with RCBC’s strong growth momentum in consumer finance and strategic focus on data-driven innovation, the strategic partnership will improve customer experience and expand access to personal financial solutions.

Together, they will advance a more inclusive and digitally empowered financial ecosystem for Filipinos.

“We are excited to welcome RCBC as a partner on our platform. By combining MoneyHero’s aggregation technology with RCBC’s rich credit card portfolio, we are empowering Filipino consumers to make smarter financial decisions,

“This partnership continues our mission to simplify financial choices for consumers while supporting our bank partners in driving digital acquisition at scale,” said Rohith Murthy, Chief Executive Officer of MoneyHero.

He also said this partnership accelerates the firm’s penetration into regional markets, deepens user engagement, and highlights its asset-light, mutually-beneficially partnership-led growth model.

Arniel Vincent B. Ong, RCBC Credit Cards President and Chief Executive Officer, said by integrating with MoneyHero’s platform, the firm is making it easier for Filipinos to compare and apply for the card that best fits their needs, strengthening their commitment to innovation and financial inclusion.

“We’re excited to partner with MoneyHero to offer our full suite of credit cards directly to consumers through a seamless digital experience,

“Our credit card business has shown exceptional momentum, with credit card receivables growing 48 percent and cards in force increasing 21 percent in 2024 alone, underscoring strong consumer engagement,” he said.

He also said this rapid growth in credit cards will make us a powerful partner for MoneyHero’s expanding presence in the country.

MoneyHero is a digital insurance brokerage provider in Greater Southeast Asia.

The company operates in Singapore, Hong Kong, Taiwan and the Philippines.

Its brand portfolio includes business to consumer (B2C) platforms MoneyHero, SingSaver, Money101, Moneymax and Seedly, as well as the business to business (B2B) platform Creatory.

The company also retains an equity stake in Malaysian fintech company, Jirnexu Pte. Ltd., parent company of Jirnexu Sdn. Bhd., the operator of RinggitPlus, Malaysia’s largest operating B2C platform.

MoneyHero had over 290 commercial partner relationships as at 31 December 2024, and had approximately 6.2 million Monthly Unique Users across its platform for the three months ended 31 December 2024.

The company’s backers include Peter Thiel—co-founder of PayPal, Palantir Technologies, and the Founders Fund—and Hong Kong businessman, Richard Li, the founder and chairman of Pacific Century Group.

RCBC is a financial services provider in the Philippines offering a wide range of banking and financial products and services.

The bank is engaged in all aspects of traditional banking, investment banking, microfinance, retail financing (auto, mortgage and housing loans, and credit cards), remittance, leasing, foreign exchange, and stock brokering.

RCBC is a member of the Yuchengco Group of Companies (YGC), one of the oldest and largest conglomerates in South East Asia.


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