Singapore-based digital finance platform Atome and Philippine digital banking leader Maya Bank have entered a ₱2.75 billion ($48 million) loan channeling partnership in the Philippines to expand access to credit for millions of Filipinos.

Atome said in a statement on Thursday that this initiative represents another milestone in building a more inclusive financial ecosystem in the Philippines, setting a strong foundation for responsible, technology-driven financial empowerment.

”We are deeply honored to partner with Maya Bank, a true trailblazer in digital banking. Together, we are expanding access to responsible, risk-managed, and transparent flexible payment options that make more products and services truly ‘Available-To-Me’ for millions of Filipinos,

“Since Day One, Atome’s mission has been to improve lives through greater financial access and technology, and this partnership with Maya Bank is a significant step forward in that journey in the Philippines,” said Christian Quiros, President & Country General Manager, Atome Philippines.

According to the statement, Maya Bank will power this loan channeling initiative, providing creditworthy Filipinos with greater access to responsible financing.

As the licensed digital bank within the Maya ecosystem, Maya Bank anchors the country’s most extensive digital fintech platform — combining payments, savings, credit, and deposits in one ecosystem for both consumers and enterprises.

“We are delighted to work with Atome in expanding credit access for more Filipinos,

“This collaboration leverages digital technology to bring fast, secure, and responsible financing into the hands of underserved customers, helping them build financial confidence and long-term resilience,” said Angelo Madrid, Maya Bank President.

Started in Singapore in late 2019, Atome is Southeast Asia’s leading digital finance platform, and has expanded from being the region’s largest embedded financing provider to also offer cards, lending, insurance and savings products.

In 2024, the firm processed over $2 billion in Gross Merchandise Volume (GMV) across the region.

Powered by merchant partnerships and growing consumer adoption, annualized gross merchandise value (GMV) surpassed $4 billion in June 2025, with strong momentum heading into the year-end holiday season.

In the Philippines alone, Atome has served over 4 million Buy Now, Pay Later customers.

Launched in 2022, Maya Bank powers the digital banking experience of consumers and enterprises across the Maya family of products, including Maya all-in-one app, Maya Business, and Maya Center.

As the first digital bank in the Philippines, the bank is transforming how money works for Filipino consumers and micro, small, and medium enterprises (MSMEs), through innovative and relevant financial services, including savings, deposits, and credit via Maya.

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